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Using your OHP

You have OHP. Now what? This walks you through how your plan works, how to see the doctors you want, what OHP covers for gender-affirming care, and what to do when a plan says no.

Step 1

Find your plan on your ID card

Today

Your OHP ID card names your CCO (coordinated care organization). That is the local company that runs OHP where you live. Your plan decides which doctors and surgeons you can see, so this is the first thing to know.

  • In Multnomah, Washington and Clackamas counties there are two CCOs: Health Share of Oregon and Trillium Tri-County.
  • Inside Health Share, you also have a plan: CareOregon, OHSU Health, Kaiser Permanente or Providence. Each has its own doctors and hospitals.
  • Providence's Health Share plan ends December 31, 2026. Members move to CareOregon on January 1, 2027, with nothing to do. Providence hospitals and clinics stay open.
  • Not sure which CCO you have? Call OHP Client Services at 800-273-0557.

No card yet? You can still get care. Call OHP Client Services and ask for your member ID.

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Step 2

If you have Open Card

Today

Open Card is OHP without a CCO. You can see any provider who bills the state directly. Search at ohpopencard.org, or call Care Coordination at 800-562-4620.

People usually have Open Card because they:

  • have Medicare or other insurance first
  • are American Indian or Alaska Native and chose it
  • are in the last three months of pregnancy and want to keep their provider
  • got approved by the state for a serious health reason

Starting January 1, 2027, Healthier Oregon members move to Open Card.

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Step 3

Pick a primary care doctor who gets it

This week

Your assigned primary care doctor is the door to specialists and some prescriptions. You can change who that is by calling the number on your ID card.

  • CareOregon: Prism Health, Outside In, Quest Center, Bridge City Family Medical and Planned Parenthood all prescribe hormones. Legacy Gender Care Services is in network too.
  • OHSU Health: OHSU clinics and the OHSU Transgender Health Program, 503-494-8311.
  • Kaiser: Kaiser Permanente Northwest Gender Pathways Clinic, 503-249-6748.
  • Trillium: use Find a Provider, or ask Member Services (877-600-5472) for a gender-affirming primary care doctor.

For the full path to hormones and providers, see Getting gender-affirming care.

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Step 4

What OHP covers for gender-affirming care

Before your next appointment

OHP covers gender-affirming care for adults when it is medically necessary:

  • Without surgery: hormones, labs, hair removal, voice therapy, mental health care
  • Surgery: facial, chest, genital, gonadectomy and body contouring

Oregon law gives you three protections:

  • A plan cannot deny this care by calling it "cosmetic."
  • Any denial has to be reviewed by a provider with experience in gender-affirming care.
  • The plan has to help you find care without long delays.

Surgery and hair removal usually need prior approval. Your provider asks for it, not you. Ask the surgeon's office how many letters they want. The current standard asks for one.

Planning surgery? See Recovering from gender-affirming surgery.

Hair removal waits are long. If surgery is in your plans, start electrolysis early.

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Step 5

Get a ride to your appointment

At least 2 days before the appointment

OHP pays for rides to covered care. Book ahead.

  • Health Share: Ride to Care, 503-416-3955
  • Trillium: MTM, 877-583-1552
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Step 6

Switch plans

Before the end of the month

You can switch to reach a doctor or surgeon. A switch takes effect on the 1st of the next month.

  • Between plans inside Health Share: call Health Share at 503-416-8090. Your benefits stay the same.
  • Between Health Share and Trillium: call OHP Client Services at 800-273-0557, or use your ONE account.

Before you switch:

  • Confirm the doctor or surgeon is in the new plan's network.
  • Ask what happens to any approval that is already in progress.
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Step 7

If your plan says no, or cannot find you a provider

As soon as you get the denial
  • No provider, or a long wait: call your plan and say that Oregon law (ORS 414.769) requires them to help you find gender-affirming care. Ask what they will do and by when.
  • A denial: ask for it in writing, and ask your provider to appeal.
  • Still stuck: call the OHA Ombuds Program at 877-642-0450. They are on your side, and it is free.

A "no" from a plan is often the start of the process, and plenty of denials get overturned.

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Related journeys

  • Get established with gender-affirming care in PortlandReady to start gender-affirming care in Portland? This covers your insurance options (OHP vs. private vs. uninsured), how to choose between Prism Health, OHSU, Outside In, Multnomah County Health Centers, and Planned Parenthood, how informed consent works, labs and monitoring, the surgery pathway, and what to do if you hit a delay or denial. It also helps you build the rest of your care team after you arrive: primary care, a dentist, an eye doctor, and a therapist, so your whole health is covered, not just your transition.
  • Get OHP and SNAP when you move to OregonYou just moved (or are about to move) to Oregon and need health coverage and food benefits. Oregon is one of the most trans-affirming states in the country, OHP covers gender-affirming care as a legal right, and SNAP can be in your pocket in as little as 7 days if your situation qualifies. This path walks you through every step: closing your old Medicaid, applying through Oregon's ONE portal, surviving the wait, and keeping your benefits long-term.

More Healthcare resources

  • 2BWellNaturopathic and acupuncture primary-care group that lists transgender care among the conditions it treats.
  • A.J. Williams (Two Ravens Counseling)Corvallis counselor offering trans-affirming, integrative therapy with a humanist and multicultural emphasis.
Browse all Healthcare resources →

These are just some of the resources available to queer & trans Oregonians.

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